Hargraft, as is its style, brings enormous dedication and passion to meeting the personal insurance needs of business owners, executives, and athletes. Following are brief summaries of the main services we offer to individuals:

• Life, Health, and Income Protection Insurance
• Property and Personal Liability Insurance
• triAccess™ Health Insurance

Life, Health, and Income Protection Insurance

Hargraft's specialists will analyze your assets and earning potential, as well as the needs of your dependents, on a personalized basis. With Hargraft there can be no doubt that your family and estate will be adequately protected in the event of untimely loss of life. Some of the solutions offered include:

• Life Insurance
• Disability Insurance
• International Healthcare
• Key Person Insurance
• Estate and Succession Planning
• Buy/Sell Agreement Insurance
• Tax Efficient Insured Merger and Acquisition Planning
• Long-term Disability Insurance
• Critical Illness Insurance

To discuss your personal life insurance needs with a Hargraft representative, please contact Curtis McCone, VP at 416 489-9600 ext. 267.


Property and Liability Insurance

Executives, business owners, athletes, and other individuals with substantial assets will find appropriate coverage through Hargraft. Our Executive Services team understands the intricacies involved in insuring such items as high value residences, vacation properties, including properties outside Canada, jewelry, furs, art collections, wine collections and high-end automobiles. We are also able to arrange suitable limits of personal liability insurance on a world-wide basis.

In this area, Hargraft deals principally with Chubb Insurance Company, the premier insurer of high net worth individuals. On occasion, Hargraft deals with other companies if our clients are faced with unique insurance-related challenges.

Claims service is available, as it is for all Hargraft clients, 24 hours a day, 7 days a week.

To discuss your personal insurance needs with a Hargraft representative, please contact our executive services division at
416 489-9600 ext. 224.


triAccess™ Health Insurance

The triAccess™ program gives Canadians access to the best health care available throughout the world. triAccess™ is unique in that it provides access to evaluations of your condition by top physicians specializing in your condition, referrals to top medical doctors specializing in your condition, referrals to the world's best health care centres, and insurance funding for the treatment of serious medical conditions.

To discuss the triAccess™ program with a Hargraft representative, or to receive a triAccess™ information package, please contact Curtis McCone, VP, at 416 489-9600 ext. 267.